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Qover Bike Insurance is a product distributed by Qover NV/SA, an untied agent registered at the FSMA Belgium with number 0650 939 875, Handelsstraat/Rue du Commerce 31, BE-1000 Brussels. It is, depending on the country of residence of the policyholder, underwritten by:
● for material damages and theft: Nationale - Nederlanden Schadeverzekering Maatschappij N.V., registered under number 2925 as an insurer in the Netherlands or Wakam, registered under number 562 117 085 as an insurer in France (Paris).
● for assistance, when applicable: a local branch of Europ Assistance NV/SA, registered under number 451 366 405 as an insurer in France (Nanterre)
● for the emergency expense guarantee, when applicable: Wakam, registered under number 562 117 085 as an insurer in France (Paris).
Depending on the country of residence of the policyholder, the insurance contract has a maximum duration of 5 years, consisting of fixed periods of a number of years according to the applicable insurance laws in the aforementioned country of residence. The fixed periods of years are typically tacitly renewable, unless the policyholder (or the insurer) objects to its renewal according to the applicable form requirements.
Terms & Conditions and the standardized information documents (IPID) can be found on the dedicated pages per country of residence, as well as the applicable complaints procedures. Applicable law to the insurance contract: the respective laws applicable in the country of residence of the policyholder.